Dear Reader,

As you may know, Spiritual Wealth is just a sideline for me. I'm primarily an investment analyst.

And today I'd like to invite you to join some of the world's smartest and most successful investors.

It’s an extraordinary group of men and women – from all walks of life – who are realizing their investment dreams, even in tough times like these.

The organization is The Oxford Club, a private financial fellowship that shows members the shortest and most direct route to financial independence.

I’m honored to be the Investment Director of the Club. And I’d love to have the opportunity to share my expertise – and the skills of the hand-picked analysts who make up our investment advisory panel – to help you reach your financial goals, whether that’s extra income, a new home, a secure retirement or just extra spending money.

How do we go about this?

By bringing you investment ideas that work. That means a battle-tested investment strategy, superior recommendations and crucial insights about how to boost your income, reduce costs and eliminate unnecessary taxes.

We’re not just good at what we do, incidentally. We’re among the very best.

There are hundreds of investment letters in the United States. So many, in fact, that several years ago a gentleman named Mark Hulbert created the independent Hulbert Financial Digest to track their performance.

Today his organization sets the standard in evaluating the performance of the nation’s many investment letters.

Hulbert ranks our Oxford Club Communiqué among the top investment letters in the nation – not just over the last year or two but over the past decade.

Ten years of outstanding performance is not what excites me the most, however. It’s this: Hulbert notes that we achieved these results while taking an exceptionally low level of risk.

You see, I’m a bit of a chicken when it comes to investing. I don’t like the idea of losing money one bit.

When I investigate an investment opportunity, I begin by evaluating the upside potential. If I don’t see an awful lot, I give it a pass.

But even if the potential is outstanding, before I recommend members put a single dime at risk I think long and hard about what could go wrong.

This cautious approach has served us well, especially during the treacherous times we’ve seen lately.

Our members, for example, made out well during the recent financial meltdown. In 2008, a year when the S&P 500 plunged 38%, we closed out 42 positions in our Oxford Investment Portfolio for an average gain of 28%.

That’s not cherry picking, incidentally. That’s the average realized return on every single investment in The Oxford Investment Portfolio last year.

Last year was the worst year for the stock market since 1931. Not all our trades were winners. But many of our gains were substantial. A few notables include an 81% gain on Lockheed Martin... 118% on Royal Bank... 143% on Amazon.com... and 204% on Cummins, Inc.… to name a few.

The good news is that the financial crisis that gripped the nation is finally receding. And I firmly believe our best returns still lie ahead. I see enormous opportunities today.

Here’s why you should take advantage of them …

A Long History of Profits

I don’t believe anyone can reach his potential or live life to the fullest if he or she spends each day swimming in concerns about money.

Wealth is real independence. It liberates you from want, from work that is drudgery, from relationships that confine you.

No one is truly free who is a slave to his job, his creditors, his circumstances, or his overhead.

Money determines the kind of house you live in and the neighborhood your kids and grandkids grow up in.

If you’re sick, it can mean the difference between a good doctor and an amazing one. If you need an attorney, it’s the difference between using an ambulance chaser and getting the best legal representation money can buy.

As Logan Pearsall Smith once said, “There are few sorrows, however poignant, in which a good income is of no avail.”

Wealth is the great equalizer. It doesn’t matter if you’re a man or woman, black or white, young or old, tall or short, educated or not. If you have money, you have power – in the best sense.

Wealth is freedom, security and peace of mind. It allows you to do and be what you want, to support worthy causes and help those closest to you. It enables you to follow your dreams, to spend your life the way you choose.

Money gives you choices. That’s why every man and woman has the right – perhaps even the obligation – to achieve and maintain some level of financial independence.

My colleagues and I at The Oxford Club look forward to sharing the great principles – and specific investment ideas – that will allow you to meet your financial goals.

You can benefit in so many ways.

The Best Way to Reach Your Investment Goals

Our recommendations are published in our Oxford Investment Portfolio each month and are available on our website 24/7.

To protect the interests of current members, I can’t give all our best ideas away. But I will tell you how we can help you reach your investment goals.

The Oxford Club Communiqué recommends five distinct portfolios, offering everything from conservative growth and income to maximum capital appreciation to double-digit income.

Take our Perpetual Income Portfolio, for example.

This is a special group of investments currently yielding more than 10%. (Not bad when you consider the average money market fund is paying less than 1%.)

Every one of these recommendations pays high monthly income – and each has substantial capital appreciation potential.

Set up this portfolio in minutes and you’ll receive 96 checks over the next twelve months. And these investments will continue making high income payments, month after month, year after year, for as long as you choose.

This portfolio is great for retirees, but also for younger workers who want to reinvest dividends or supplement their income.

This is Just the Beginning...

Another great place to make money is our Oxford All-Star Portfolio; it consists solely of investments you can make using the world’s best investment managers.

Our best performing play in the All-Star Portfolio is currently up 249%. We’re also sitting on gains of 49%... 192%... and 62%.

Best of all, you can get started with almost any amount. Forget the high minimums that keep most investors out.

Who are the Oxford All-Stars? An elite group of individuals, the investment world’s equivalent of Tiger Woods, Roger Federer, or Michael Phelps. I’m talking about managers who are the undisputed masters of finance.

None of them needs a public relations agent. Their audited track records speak for themselves.

There may be other managers who have done better in the short-run or in a particular type of market. But these gentlemen have delivered the results again and again, over the long haul and through all market cycles.

You already know some of their names: Warren Buffett, Bill Gross, Mark Mobius and Sam Zell.

Each of them has a well-deserved reputation as a world-beater. They are to investing what Red Sox phenom Ted Williams was to hitting – simply the best.

We recommend you use these men to run a portion of your portfolio. And, please note, you’ll pay no full-service commissions, sales charges or front-end or back-end loads.

But these aren’t the only places to find the best opportunities...

Advice You Won’t Find Anywhere Else

Our award-winning stock ideas are published each month in our Oxford Trading Portfolio.

What are we buying now? Here are just a few examples:

• A young company with a new printing technology that is revolutionizing the industry. It already has more than 17 million customers in 120 countries. But the recession is only hastening their business as customers rush to cut costs. The company is currently receiving more than 43,000 new orders a day. Although largely unknown, this is a world-class e-commerce company with the customer base, the market niche and the profit margins to really boom in coming months.
  
  
• We also favor a fast-growing biotech leader that is dirt cheap and on the cusp of revolutionary developments. While profits jumped 31% last quarter, the best is just ahead. The company has an exciting pipeline of new drugs that are close to receiving FDA approval. Good news on any of several fronts could send these shares soaring – no matter what the economy does. This is a fine company with a solid balance sheet, a recession-proof business and excellent growth prospects.
  
  
• And don’t forget to pick up a few shares of a medical technology firm whose products are actually killing cancer tumors right now – with a success rate as high as 96% – in hundreds of hospitals around the world. How? With a new cutting-edge laser technology only recently unveiled. Dr. Patrick Swift, medical director at the Alta Bates Comprehensive Cancer Center in Berkeley, California says “a quarter or possibly a third of our cancer patient population will soon be undergoing this treatment.”

Numerous Opportunities Right
at Your Fingertips

This is just a small sample. We have literally dozens of recommendations, each with exceptional upside potential.

Of course, we’ll be right with you during every step of the investment process, doing everything we can to assure your success.

For example, twice each week we will send you – electronically – our Oxford Portfolio Update, not only bringing you new investment ideas but updating you on our current ones.

With each of our recommendations, you’ll know just when to take profits.

When the time comes to sell any of our recommendations, we’ll notify you immediately through our Oxford Safety Switch Alert. That way your principal and your profits are always protected.

As a new member you will begin receiving The Oxford Club Communiqué each month, The Ultimate Retirement Portfolio each month, two Oxford Portfolio Updates a week and the Oxford Safety Switch Alert – whenever necessary – to protect your profits and your principal.

As a special bonus, we are also offering new members a free copy of my book The Gone Fishin’ Portfolio: Get Wise, Get Wealthy … and Get On With Your Life.

The book explains our investment philosophy, as well as one of our most powerful strategies. The Gone Fishin’ Portfolio was a New York Times bestseller – and was chosen by the editors at Amazon as one of the “Top Ten Business and Investment Books of 2008.”

In many ways, this book is the distillation of many of the best things I learned in more than two decades as a money manager and investment analyst. You can save yourself a lot of trouble – not to mention a boatload of money – by learning from my experience.

(This is the book I wish someone had handed me twenty-five years ago, so I didn’t have to learn so many lessons the hard way.)

I cover all the basics: saving, investing, cutting costs, minimizing taxes and dealing with the psychological hurdles the market throws in your way from time to time.

The Gone Fishin’ strategy itself is a simple but sophisticated investment system that I created several years ago. Why use it?

• It has beaten the S&P 500 – and over 98% of all professional money managers – every year since its inception.
  
  
• It requires you to pay nothing in brokerage commissions, planning fees, or sales charges.
  
  
• It is based on the only investment system to win the Nobel Prize in Economics.
  
  
• Yet it is so simple you can implement it yourself in less than 20 minutes a year.

The rest of the time you’re encouraged to travel, play golf, spend time with your kids or just ... go fishin’.

I’ve given the portfolio a light-hearted name. But investing itself – securing your financial independence – is serious business.

Our approach allows you to manage the assets that you will retire on – or are already retired on – in a serious way. This is money that should not be treated like chips in a poker game.

Despite the high returns, The Gone Fishin' Portfolio ensures that you avoid the seven biggest investment risks:

1. It eliminates the risk that inflation will diminish your purchasing power and, ultimately, your standard of living. This is the biggest threat to your financial security, sometimes referred to as “shortfall risk.”
   
   
2. It eliminates the risk of high investment costs reducing your total return.
   
   
3. It eliminates the risk of individual stocks or bonds causing your portfolio to crater. (Think Lehman Brothers or Bear Stearns.)
   
   
4. It eliminates the risk of trying – and invariably failing – to time the major moves in the stock market.
   
   
5. It eliminates the risk of using fund managers who – as three-quarters of them do – fail to match the performance of their benchmarks.
   
   
6. It eliminates the risk of the taxman gobbling up a substantial chunk of your annual returns.
   
   
7. And it eliminates the risk of turning your money over to the wrong person or institution, what I call “unwise delegation.”

Can I guarantee great returns every year in the future? Of course not. No strategy can. But I know of no other investment system that comes closer to guaranteeing long-term investment success.

A “Life-Changing” Experience

There is no other organization like The Oxford Club. We have offered independent, award-winning advice in good times and bad.

I would like to share our substantial intellectual resources and our deep and serious financial network.

Unlike Wall Street firms, we have no conflicts of interest. We don’t do investment banking deals that cloud our objectivity. We don’t hawk mutual funds, annuities or other financial products for fees or commissions. We’re not interested in “capturing your assets.”

Our only obligation is to our members.

Perhaps the Most Important Financial
Alliance You’ll Ever Make

If such an association appeals to you, please join us.

Here are just a few of the many benefits you’re entitled to as a new member of The Oxford Club.

The Communiqué… the official “letter of record” for Oxford Club members. Each month you’ll learn about new investments the Club is recommending and get updates on our current portfolio. You’ll also be introduced to new investment techniques and strategies that will help you become a better and more knowledgeable investor.

You’ll also find wealth-building insights from market experts, traders and company insiders. One of the most important sections of The Communiqué is the “The Oxford Portfolio Review” which is a frank and concise discussion about the investments we favor.

The Ultimate Retirement Letter... this mid-month online newsletter is dedicated entirely to pertinent issues regarding retirement. Every month, Senior Analyst Louis Basenese adds a sound dividend-paying company to The Ultimate Retirement Portfolio. And a top panel of experts present detailed information on how you can properly plan for your retirement, including educational forays into important topics such as insurance, estate planning, taxes and other retirement issues.

The Oxford Portfolio Update – Real Time Market Information Directly From our Investment Advisory Panel… This is one of my favorite benefits of membership because it’s a chance for me to talk directly to members about what’s affecting our investments that day. If there’s a fast-breaking opportunity that’s come up, I’ll pass it on. If the market has turned wacky on us – I’ll let you know if there’s cause for concern and what you can do immediately to protect yourself.

We’ll also tell you about any interesting conversations we’ve had recently with Wall Street bigwigs, company insiders and other trading experts.

I like to write the Update as if you and I are sitting down to a private dinner – and I’m passing on all the best stuff I’ve come across in the past few days.

(So don’t forget to include your e-mail address when you fill out the enclosed invitation form. The Oxford Portfolio Update is delivered by e-mail only.)

The Oxford Insight & Market Wake Up Call... Twice a week we will also send you our Oxford Insight, an electronic broadcast that contains up-to-the-minute analysis of the economy, financial markets, housing, interest rates, commodities and currencies. We also use this forum to answer members’ questions and provide video footage of our investment advisory panel. The Market Wake Up Call videos, along with host Steve McDonald, provide members with updates on all our positions and current market conditions.

In each mid-month issue of the Ultimate Retirement Letter, you'll be apprised to any personal notices from fellow members. This is an excellent vehicle for buying and selling real estate, finding loans or grants, meeting business partners, getting or offering investment and legal advice, and more. In fact, as a Premiere member, you can place one FREE listing each year yourself.

Member's Exchange… In each mid-month issue of the Ultimate Retirement Letter, you'll be apprised to any personal notices from fellow members. This is an excellent vehicle for buying and selling real estate, finding loans or grants, meeting business partners, getting or offering investment and legal advice, and more. In fact, as a Premiere member, you can place one FREE listing each year yourself.

Members-Only Clubhouses and Offices on Five Continents... One of the unique privileges of Oxford Club membership is that you always have a “place to visit” when your travels take you near one of our four global headquarters. There’s the U.S. Clubhouse – a beautifully restored historic brownstone in the heart of Baltimore’s Mount Vernon district.

There’s our London office in the bustling Fleet Street district. In Paris you can visit our headquarters on the River Seine, just steps away from Notre Dame Cathedral. Or you can take the train a few hours south to our 17th century château in the French countryside where members are welcome to visit, enjoy authentic French cuisine, walk our miles of tended trails, visit the local towns and take in a wine tour.

For a special treat, you might want to fly down to Central America and spend a few relaxing nights at our brand new members clubhouse retreat located directly on one of the most beautiful beaches you’ll find on the Pacific coast. As an Oxford Club member, this clubhouse is yours to use and enjoy.

Wealth Report Library and “Profit Now” Bulletins… Over the years, The Oxford Club has uncovered many powerful investment techniques and strategies that we feel every member should know about. That’s why as soon as you join, we’ll send you a library of information that we believe is vital to your financial success.

Members Liaison – Pick Up the Phone and Talk to A Research Assistant... Have questions about an investment mentioned in The Communiqué? Need information on deferring taxes? Want to talk to someone about setting up a global asset protection plan or privacy strategy? Need information on buying real estate abroad? Interested in the safest and most secure way to buy precious metals... the best and cheapest way to buy stocks on line… how to buy and sell a business? Or do you simply want to have a “real voice” explain one of our professional trading strategies to you? As an Oxford Club member, you can simply pick up the phone and talk to a research assistant.

Global Investment Expeditions, Retreats and Symposiums... Perhaps no group is as adventurous as The Oxford Club. That’s why we’re forever traveling the world in search of new business and investment opportunities. Our travels have taken us to such places as the Caribbean, the Far East, New Zealand, Central and South America, South Africa, Iceland – and everywhere we go we make invaluable connections with leaders of industry, entrepreneurs and local dignitaries.

What It Takes to Join…

With all these benefits – you may be thinking it costs several thousand dollars to join The Oxford Club. But you’ll be surprised to learn that you will receive all the benefits of membership I’ve mentioned here – and more – for $79.

This fee may seem low for intelligence that can have such a profound impact on your financial life… After all, my book alone retails for $29.95. But we want to encourage membership, not discourage it.

So, you'll get my New York Times bestseller The Gone Fishin’ Portfolio, all our best investment recommendations; 12 monthly issues of The Communiqué; 12 monthly issues of The Ultimate Retirement Letter; access to our Clubhouses worldwide; a direct line to our Members Liaison office; and the dozens of other benefits that comes with The Oxford Club’s “Premiere” membership.

If you’re interested in the important task of building a legacy of lasting wealth, please join us.

Consider it your first meaningful step toward financial independence. (And please don’t forget to share this crucial intelligence with your children and grandchildren.)

Please complete the attached order form or, if you prefer, call our Member Services desk toll-free at 1.877.806.4511 or 915.849.4617 and mention Priority Code:  to receive the report and activate your membership immediately.

I hope you join us. I look forward to welcoming you aboard.

Sincerely,

Alexander Green
Investment Director
The Oxford Club